Skip to content

The best AI chat assistants in 2026

The best AI chat assistants right now are ChatGPT, Claude and Google Gemini, out of 11 we have reviewed. Each is ranked by our rating, with its price, our verdict and who it suits.

Updated Oct 23, 2026 · Ranked from our reviews · How we review

  1. 1

    Still the default AI assistant for most people, and now a credible company workspace too, though choosing a plan and a model has become a job in itself.

    Best for: Anyone who wants a single all-round AI assistant and is fine paying $20 a month for the full experience.

    Price: Free and Go ($8/month in the US) show ads; Plus $20/month; Pro 100, Pro 200 and Pro 500 at $100, $200 and $500/month (monthly billing only); Business Standard seat $20/user/month annually or $25 monthly, Premium seat $100 or $125, 2 to 200 users; Enterprise custom.

    Read our ChatGPT review
    4.7/5
  2. 2

    Claude writes and codes with more care than any rival assistant, and its business plans are now cheap to start, but heavy users still run into the usage meter.

    Best for: Writers, analysts and developers who want the most careful text and code output and will pay for it.

    Price: Free (Sonnet and Haiku); Pro $20/month or $17/month billed annually; Max 5x $100/month or Max 20x $200/month (monthly only); Team Standard seat $25/month ($20 annually), Premium seat $125 ($100 annually); Enterprise $20/seat/month billed annually, 20-seat minimum, plus usage at API rates.

    Read our Claude review
    4.6/5
  3. 3

    For anyone already paying Google for storage, AI Pro is a cheaper assistant than it looks, though Gemini 4 Argon sits behind the paywall and the usage limits are deliberately vague.

    Best for: People already paying for Google storage or using Gmail and Docs daily who want a capable assistant in the same subscription.

    Price: Free (15 GB storage); Google AI Plus $4.99/month (400 GB); Google AI Pro $19.99/month (5 TB); Google AI Ultra $99.99/month (5x Pro limits) or $199.99/month (20x), from 20 TB. Gemini Enterprise Business $21/seat/month. US prices.

    Read our Google Gemini review
    4.5/5
  4. 4

    Copilot earns its keep as part of a Microsoft 365 subscription you would buy anyway; as a free chatbot it trades your conversations for training data unless you switch that off.

    Best for: Individuals and households already paying for Microsoft 365 who want AI inside Word, Excel, Outlook and Windows.

    Price: Free Copilot app. Microsoft 365 Personal $9.99/month ($99.99/year), Family $12.99 ($129.99/year), Premium $19.99 ($199.99/year), Microsoft 365 Pro $99.99/month (monthly only). Usage-based billing for Cowork, Code and other new features due on consumer plans later in 2026.

    Read our Microsoft Copilot review
    4.0/5
  5. 5

    DeepSeek gives away a near-frontier model for nothing, and charges for it in data: your chats are stored in China and used for training unless you email to opt out.

    Best for: Budget-conscious users and developers who want a strong free model for non-sensitive tasks.

    Price: Chat app is free with no paid tier; usage caps are not published. API per million tokens at peak: V4-Flash $0.30 input, $1.20 output; V4-Pro $1.32 input, $3.96 output. Off-peak is half price.

    Read our DeepSeek review
    3.9/5
  6. 6

    Vibe is the cheapest serious assistant with real coding and work agents, but its European data story only holds if you change the default training setting and keep Work mode's connectors in mind.

    Best for: Budget-minded users and European teams who want a capable assistant with coding tools from a non-US provider.

    Price: Free; Pro $14.99/month ($5.99/month for verified students new to Vibe, up to 12 months); Team $24.99/user/month (€19.99 billed annually in Europe); Enterprise custom with self-hosted or on-premises options. Usage beyond plan limits billed at API rates.

    Read our Mistral Vibe (formerly Le Chat) review
    3.9/5
  7. 7

    Grok's live X feed and new Cursor bundle make it good value for heavy X users, but its safety record and opaque consumer data terms keep it out of most workplaces.

    Best for: Heavy X users who want live social context and image or video tools in one assistant.

    Price: Free; The X Subscription: Plus $8/month, Premium $30, Super $100, Ultra $200 (annual $80, $300, $1,000, $2,000); team seats on Premium, Super and Ultra; existing SuperGrok plans continue.

    Read our Grok review
    3.8/5
  8. 8

    Kimi wraps a frontier-class open model in capable agent tools, but the consumer app keeps your data in China and trains on it unless you ask support to stop.

    Best for: Developers and agent-heavy users outside regulated industries who want a frontier open-weight model with built-in research and coding tools.

    Price: Free tier; Go ¥49, Plus ¥99, Pro ¥199, Max ¥699, Ultra ¥1,399 a month (¥39–¥1,119 billed yearly), per Kimi's help centre. Business annual only. API: K3 $3 input / $15 output per 1M tokens.

    Read our Kimi review
    3.7/5
  9. 9

    Free and already inside your messaging apps, but your chats now feed Meta's ad targeting, which makes it a convenience tool rather than a place for anything personal.

    Best for: Casual users who want quick answers or images inside WhatsApp, Instagram or Facebook at no cost.

    Price: Free in WhatsApp, Instagram, Facebook, Messenger and at meta.ai. The separate Muse agent app is free for basic use, with $20 and $100 monthly plans for the Muse Wonder model.

    Read our Meta AI review
    3.6/5
  10. 10

    A useful switchboard for sampling many models on one bill, but your chats travel to every provider and bot developer you touch, and points obscure the real price of each message.

    Best for: People who want to try and compare many AI models without separate subscriptions.

    Price: Free tier with a limited points allowance; paid plans from $4.99/month ($49.99/year), with the main plan at $19.99/month ($199.99/year) on the US App Store. Add-on points available; chat and API usage both metered in compute points.

    Read our Poe review
    3.6/5
  11. 11

    A free, capable window onto Alibaba's Qwen models, but outside China the models matter far more than the app, which adds Chinese data and content rules without much in return.

    Best for: Developers and curious users who want to try Qwen models for free before using them via API or self-hosting.

    Price: Free on the web and in apps. API: Qwen3.8-Max costs $2 per million input tokens and $6 per million output on Model Studio's international deployment, with a 1-million-token free quota for new users in Singapore.

    Read our Qwen Chat review
    3.6/5

More guides