What is Eqvesta?
Eqvesta, from Eqvesta Inc. in Newark, Delaware, calls itself an AI-native digital family office. In practice it is a deadline tracker for people with untidy finances: someone who left a job, holds stock options, freelances or still has an old 401(k). You list what you own and owe, with rough figures allowed, and answer a few questions about your tax residency and situation. It then builds a calendar of federal, state and foreign-account deadlines that apply to you, each with the rule it comes from and a short list of steps.
The sample profile is a US tax resident: an early-exercise election due 30 days after a share purchase, an ISO exercise window closing 3 months after leaving a job, quarterly estimated tax, FBAR and Form 8938 for accounts abroad. The site names no other country's tax system. A team of AI agents checks each rule and works out the date; when paperwork is needed it drafts it for you to check.
It has one plan at $99 a month with a 3-day free trial and no card, and is letting people in a few at a time.
Is Eqvesta worth it?
Leaving a job with stock options starts several clocks at once, and nobody tells you about most of them. Miss a 30-day election or a 3-month exercise window and the election, at least, has no extension.
Eqvesta lists those clocks for you. You describe what you own in rough terms, say where you pay tax, and in about 5 minutes it shows a calendar: the early-exercise election, the window to buy your options, the January estimated payment for income nobody withheld tax on, the October FBAR for accounts abroad. Each date comes with the rule behind it and a few short steps. Its sample notes that stock which vested this year was withheld at a flat 22%, when your real rate is likely higher.
The privacy design is careful in the right places. Eqvesta asks for no bank logins and cannot move money. The site says your name and personal details are removed before anything reaches its AI, and that it never files or signs for you.
The catch: it covers US tax only, as far as the site shows, and every sample answer is marked preliminary and not tax advice. Eqvesta says it is not a registered investment adviser, broker-dealer or tax return preparer, and suggests a tax professional review its answers. Its privacy policy does not mention AI at all, so whether your data trains a model is not stated, and its terms read like a general website template rather than rules for a finance product. Access is limited: it is letting people in a few at a time.
Our take: the deadlines it finds are real and worth knowing, but they are also the ones a good accountant should raise. A $99 monthly fee makes sense in the busy year after leaving a company with equity, and much less in a quiet one.
Where it earns its place
An engineer who left a US start-up with incentive stock options
Know when my options expire and what I have to file
Eqvesta lists the ISO exercise window closing 3 months after leaving, Form 3921 from the employer by early February and any estimated tax due; at $99 a month, one or two months covers the decision period.
A US citizen working abroad with bank and brokerage accounts in two countries
Stay on top of foreign-account filings
It adds the FBAR deadline of 15 October and Form 8938 with the April return to the calendar, with the rule behind each. It does not cover the other country's own tax deadlines.
A freelancer who has just left salaried work
Avoid penalties now that no employer withholds tax
The calendar shows quarterly estimated tax dates such as 15 January for income with no tax withheld, with steps to pay; the 3-day trial needs no card, so you can see your dates before paying.
Before you commit
- Setup
- About 5 minutes in 3 steps: answer questions on tax residency and your situation, add assets with rough values, then see your deadline calendar; the site says dates arrive within 24 hours, checked by a person, while access opens a few at a time.
- Integrations
- None: no bank or brokerage connections. You type in assets, value ranges and key dates yourself.
- Data and privacy
- No bank logins and no custody of assets; the site says names and personal details are removed before anything reaches AI. The privacy policy does not mention AI providers or training, names no vendors and gives no retention periods; data is processed in the US. Which AI tools train on your data?
- Cost at scale
- $99 a month, or $1,188 a year, for one person; the first 100 members keep that price for as long as they stay. No household or adviser plan is published.
- Limits
- Only US federal, state and US foreign-account rules appear on the site; answers are preliminary and not tax or financial advice; it never files or signs for you.
What’s good
- Spots equity deadlines such as the 30-day election and 3-month ISO window
- Each deadline cites its rule and lists steps
- No bank logins; cannot move money; never files for you
- Names and personal details removed before data reaches its AI
What’s not
- US tax only, as far as the site shows
- $99/month for a single plan
- Privacy policy silent on AI and on training
- Answers are preliminary and not tax advice; waitlist access
Best for
US tax residents in the year after leaving a job with stock options, or with accounts abroad, who want every deadline written down before they meet their accountant.
Eqvesta: common questions
- Is Eqvesta worth it?
- Eqvesta catches the US tax deadlines a job change hides from you, but $99 a month buys a calendar and a to-do list, not an accountant. We rate it 3.1 out of 5.
- How much does Eqvesta cost?
- One plan: $99/month after a 3-day free trial; no card needed for the trial; cancel anytime. The first 100 members keep $99/month for as long as they stay.
- What are the downsides of Eqvesta?
- US tax only, as far as the site shows; $99/month for a single plan; privacy policy silent on AI and on training; answers are preliminary and not tax advice; waitlist access.
- Who is Eqvesta best for?
- US tax residents in the year after leaving a job with stock options, or with accounts abroad, who want every deadline written down before they meet their accountant.
- How much does Eqvesta cost for a team or in production?
- $99 a month, or $1,188 a year, for one person; the first 100 members keep that price for as long as they stay. No household or adviser plan is published.
- Is Eqvesta safe for company data?
- No bank logins and no custody of assets; the site says names and personal details are removed before anything reaches AI. The privacy policy does not mention AI providers or training, names no vendors and gives no retention periods; data is processed in the US.
Answers checked Nov 11, 2026.